Written By
Deniz Saat
Reviewed By
Jonathan Hamel

Learn how to instantly buy and sell cryptocurrencies with Changelly. Learn more about the exchange’s features, available cryptocurrencies, payment methods, supported countries, fees, and the pros and cons of using this service.


Instant buy and sell

Very good selection of cryptocurrencies

High security

Overall Rating
  • Features
  • Ease of Use
  • Payment Options
  • Fees
  • Security

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Who Are They?FeaturesCurrencies SupportedPayment MethodsSupported CountriesFees and Buying LimitsCustomer Reviews

Who are they?

Changelly was launched in 2015 and was headquartered originally in the Czech Republic. MinerGate - a group with an excellent track record in the crypto market, originally founded this exchange. Headquarters were later moved to Hong Kong, and MinerGate is not involved in Changelly operations anymore. Eric Benz, who has extensive experience in the fintech space, is the CEO of Changelly.  Changelly is widely known for its instant crypto-crypto services.


Changelly is one of the oldest instant exchanges in the crypto market. It has harnessed the trust of millions of users since its inception. Most of the features & functionalities of Changelly are similar to other exchanges. However, it is loaded with some bells and whistles that give it a definite edge over the competition. Let us look into some of those distinctive features.

  • Flexibility: Changelly integrates with top exchanges like Binance, Poloniex, and Bittrex to aggregate the best possible crypto rate. The platform displays the best available rate for a coin and locks its price until the user completes the transaction. This process allows users to pick up crypto assets at the best possible price.
  • Non-custodial Service: Changelly operates only as an intermediary service, and does not hold the user’s funds at any point.
  • Instant buy and sell: Changelly does not require creating an account for swapping crypto assets. This is a convenient feature that makes it stand out from the rest.
  • User-friendly interface: The crypto-swap platform of Changelly provides a stable, transparent, and beginner-friendly interface that allows the quick exchange of crypto assets.
  • Cross-trading platform: Supports cross-platform trading via the company’s website, mobile app, and through several third-party wallets - Trezor, Ledger, Exodus, Jaxx, to name a few.
  • 2 Factor Authentication: Changelly enforces the use of 2FA to enhance user security. This feature can be enabled easily using Google Authenticator, and the user's phone number is not required.
  • High coin selection: Changelly is a versatile platform that includes more than 25,000 cryptocurrency pairs, and supports over 150 cryptocurrencies.
  • Affiliate program : Changelly provides every affiliate partner with a 50% revenue share from referrals. Changelly has several tools like APIs, payment buttons, exchange widgets, referral links that can be easily integrated with any website/application.
  • Excellent Customer Support: The customer support of Changelly is super friendly and has over 2 million satisfied customers. The support team can be easily reached via email, built-in chat on the website, or through its mobile app.
  • Changelly Earn: A gallery of tools to unlock revenue streams for customers. Add exchange and buy widgets to your site.
  • Changelly Pro: Changelly offers a more advanced trading experience with Changelly Pro.


  • Bitcoin (BTC)
  • Bitcoin Cash (BCH)
  • Ethereum (ETH)
  • Ripple (XRP)
  • Litecoin (LTC)
  • Polkadot (DOT)
  • Cardano (ADA)
  • Bitcoin SV (BSV)
  • Chainlink (LINK)
  • EOS (EOS)
  • And many more...

Fiat Currencies

  • United States Dollar (USD)
  • EURO (EUR)
  • British Pound (GBP)

With Chagelly Pro, customers may select up to 13 fiat currencies to purchase crypto.

  • Australian (AUD)
  • United States Dollar (USD)
  • British Pound (GBP)
  • Euro (EUR)
  • Canadian Dollar (CAD)
  • Hong Kong Dollar (HDK)
  • Turkish Lira (TRY)
  • Russian Ruble (RUB)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Poland złoty equals (PLN)
  • Swedish Krona (SEK)

Payment Methods

  • Bank Transfer
  • Credit card
  • Debit card
  • Cryptocurrency deposit and withdrawal

Supported Countries

Changelly is accepted worldwide except for the below countries.

Cuba, North Korea, Iran, Syria, Crimea, Sudan, United States of America (including all USA territories like Puerto Rico, American Samoa, Guam, Northern Mariana Island), and the US Virgin Islands (St. John, St. Croix, and St. Thomas), Bangladesh and Bolivia, and countries subject to the United Nations Security Council Sanctions List and its equivalent are exempted.

Fees and Buying Limits

Changelly allows two types of Exchange rates: Fixed-rate and Floating rate.

  • Fixed-Rate: The amount of crypto a user gets is precisely the amount shown in Changelly’s calculator.
  • Floating Rate: The amount of crypto a user gets varies according to market conditions.
  • A fixed fee of 0.25% is charged for crypto-crypto exchanges.
  • A processing fee of over 5% is charged for credit and debit card purchases.
  • A small fee called the Blockchain network fees is charged for each transaction.
  • Crypto-crypto transactions has no funding limits, whereas fiat-crypto transactions have certain limits based on the country and mode of payment.

Customer Reviews

“The crypto swap platform has gained the trust of users over several years by providing a stable, transparent, fast and user-friendly interface to swap crypto assets quickly to another and also buy crypto with a debit or credit card.”

There is no doubt that the whole industry is struggling to provide reliable customer service. For the most part, Changelly seems to be doing a respectable job with a relatively high satisfaction score on TrustPilot.

“The main thing to remember is to not use changelly for fiat trades because the exchange rates are ridiculously high.”




Changelly is a non-custodial cryptocurrency exchange service. Non-custodial means the users’ funds are not stored on the exchange or in any cold storage wallets, unlike other popular exchanges. Changelly simply takes the funds/cryptos deposited by users, exchanges them for the desired crypto, and then transfers back the selected crypto to the user’s wallet. The non-custodial feature of Changelly rules out the possibility of hacking or any malicious activity. Here, the user is in charge of his/her keys and funds. For added security, the users’ accounts are protected by a secure 2 Factor Authentication. That being said, the user needs to ensure that he/she sends the outgoing funds to the correct wallet address supplied by Changelly and provides Changelly with the correct wallet address for the incoming funds. In other words, Changelly allows users to conduct a more secure transaction but also places more responsibility on the user.

Pros of 


  • Convenient and quick transactions. Verification and Registration are not required.
  • Extensive variety of coins and access to several cryptocurrency pairs
  • High funding limits

Cons of 


  • Limited modes of payment
  • High fees for credit/debit card purchases


1. Is Changelly legit?

Changelly is one of the most trusted cryptocurrency exchange services, with over 2 million users on its website. The exchange has garnered a lot of positive reviews. The Google play store has rated its app as 4.5/5. The platform also has a reliable 1350 reviews on Trustpilot. Hence we can say that Changelly is 100% legit.

2. How long will it take to exchange between currencies in Changelly?

Changelly transactions usually take approximately between 5-30 minutes. However, processing large transactions may take longer, depending on the transaction size and blockchain capacity.

3. Does Changelly accept debit cards?

Yes. Changelly now accepts debit and credit cards for the purchase of crypto assets. A 3D secure card can be used for the payment from any country and in any currency.

4.‍ Does Changelly own a wallet?

No. Changelly does not offer a wallet service. The exchange operates as a non-custodial service and does not store funds in any wallet.

Deniz Saat
Deniz Saat is an IT services specialist and technical writer.
Jonathan Hamel
CEO and Founder of Académie Bitcoin

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