Written By
Deniz Saat
Reviewed By
Jonathan Hamel

Learn more about Cex.io, one of the oldest and most secure cryptocurrency platforms offering withdrawal of crypto assets via credit card. Learn about the exchange’s features and more.


User-friendly Interface

Highly Secure

Purchase of crypto assets via credit card

Overall Rating
  • Features
  • Ease of Use
  • Payment Options
  • Fees
  • Security

Jump to Section

Who Are They?FeaturesCurrencies SupportedPayment MethodsSupported CountriesFees and Buying LimitsCustomer Reviews

Who are they?

Launched in 2013, Cex.io is one of the oldest and most secure UK-based cryptocurrency exchanges. Cex.io started as a cloud mining service provider and progressed into an exchange for bitcoin. It gradually evolved over the years into a multi-functional cryptocurrency exchange that accepts multiple deposit types and supports several digital assets. The versatile yet straightforward platform of Cex.io makes it an excellent choice for astute traders and beginners to step into the crypto world.

It is interesting to understand what makes Cex.io so unique, adaptable, and universal for every crypto investor. Let us take you through some of those fascinating aspects.


The stable platform of Cex.io provides users access to a wide variety of features and multiple trading tools that allow traders to easily buy, sell, and trade some of the top cryptocurrencies. The following are some of the unique features offered by Cex.io.

  • A simple, beginner-friendly interface, high liquidity order-book with low spreads, and advanced order-matching algorithms create an excellent user experience.
  • Easy and quick to purchase and sell crypto.
  • Supports cross-platform trading via website, mobile app, and API.
  • Offline cold-storage measures for enhanced security
  • Cex.io Staking allows users to increase their holdings by simply locking-up certain cryptocurrencies in their Cex.io account.
  • 24/7 dedicated Customer Support team.
  • Crypto-backed loans allow customers to borrow against their crypto holdings so that they do not have to sell.
  • The affiliate program rewards traders for inviting new users to Cex.io. The traders are awarded a 30% fee from all the exchange transactions of the referred users.

The following are some of the unique services rendered by Cex.io.

  • CEX.IO Brokerage Service
    Cex.io will trade cryptocurrencies at a premium for traders through the Brokerage Service. The Brokerage transactions are executed immediately and in full.
  • CEX.IO Trading Platform
    Cex.io’s trading platform is a great choice for advanced traders. The transaction fee is really low on this platform and can only reach a maximum of 0.25%. The platform has decent liquidity, supports cross-platform trading, and also provides traders with advanced reporting.
  • CEX.IO Margin Trading
    A dedicated margin trading platform called Cex.io Broker allows users to trade cryptocurrency via CFDs. It allows traders to leverage their position and enhance their profit possibilities.
  • Instant Exchange and Instant Sell services
    The Instant Exchange feature supported by the mobile app allows users to create their own trading pairs and swiftly exchange between crypto or fiat currencies on Cex.io in almost no time. Instant Sell Services is unique to Cex.io. It allows users to sell coins and instantly withdraw their fiat profits.
  • CEX Direct
    Customers have the ability to integrate crypto purchases into their own website with CEX.IO codebase.


List of top 10 cryptocurrencies supported by Cex.io

  • Bitcoin (BTC)
  • Bitcoin Cash (BCH)
  • Ethereum (ETH)
  • Ripple (XRP)
  • Bitcoin Gold (BTG)
  • Dash (DASH)
  • Stellar (XLM)
  • Litecoin (LTC)
  • Tron (TRX)
  • BitTorrent (BTT)
  • And many more...

Fiat Currencies

  • United States Dollar (USD)
  • EURO (EUR)
  • British Pound (GBP)
  • Russian Ruble (RUB)

Payment Methods

Cex.io accepts payment in both fiat as well as cryptocurrencies.

  • Credit/Debit Card (MasterCard or Visa)
  • Bank transfer(ACH, SEPA, QIWI, Skrill Money, Faster Payments)
  • Cryptocurrency deposits

Supported Countries

Cex.io is accepted in most countries and states except for the following:

  • The countries restricted for credit card purchases include Afghanistan, Algeria, Bosnia, and Herzegovina, Bahrain, Bangladesh, Bolivia, Burundi, Cambodia, the Democratic Republic of the Congo, Central African Republic, Cuba, Ecuador, Ethiopia, Iraq, Iran, Iceland, Kuwait, Laos, Lebanon, Libya, Morocco, Nepal, Nigeria, North Korea, Oman, Pakistan, Palestine, Qatar, Saudi Arabia, Somalia, South Sudan, Sudan, Syria, Uganda, Vietnam, Vanuatu, Yemen, Zimbabwe.
  • The countries restricted for wire transfers include: Afghanistan, Bosnia and Herzegovina, Burundi, the Democratic Republic of the Congo, Central African Republic, Côte d’Ivoire, Cuba, Eritrea, Ethiopia, Guinea, Guinea-Bissau, Haiti, Kenya, Iran, Iraq, North Korea, Laos, Lebanon, Liberia, Libya, Nigeria, São Tomé and Príncipe, Somalia, South Sudan, Sudan, Syria, Tanzania, Tunisia, Uganda, Vietnam, Vanuatu, Yemen, Zimbabwe.

Mastercard withdrawals are not supported for users from India.

Fees and Buying Limits

The buying limits are based on five different verification tiers – Intro, Identity, Address, Enhanced, and Corporate.

  • The Enhanced and Corporate accounts have no fund limits, while the other three accounts have certain limitations for daily withdrawals and deposits.
  • Deposit/Withdrawal amounts and fees for fiat currencies are specific to each payment method.
  • Cryptocurrency withdrawal/deposits are specific to each currency, and withdrawals include a commission fee in order to move out the digital asset from the cex.io account.

Full breakdown

Limits and commissions

Transaction fees

Customer Reviews

  • “As you know, the exchange is operational since 2013 and in all these years there is not a single incidence of hacking happened to CEX.IO. This is the major checkpoint for a trader to check before investing his/her money”. Reference
  • “One of the biggest complaints users have about CEX.io is the amount of fees and hidden charges the company has. For example, CEX.io can take up to a 7% fee from the amount of fiat currency you pay for a service.” Reference
  • CEX.io is a cryptocurrency exchange platform. It accepts multiple deposit types and supports several different digital assets. It is great for both advanced users and beginners getting started with buying and selling cryptocurrencies. Reference




Cex.io has not reported a single incident of theft or hack since its inception in 2013. The platform is PCI DSS certified and also follows AML/KYC procedures and policies. Apart from supporting the 2–Factor authentication for user security, Cex.io also houses all of its cryptocurrency funds in a secure offline cold storage. All these features of Cex.io ensure that it is one of the safest platforms for trading cryptocurrencies.

Pros of 


  • Supports a variety of fiat trading pairs for each crypto asset
  • Easy-to-use and Beginner-friendly
  • Highly secure with DSS level 2 Certificate.
  • Mobile app.
  • Instant purchase of crypto assets with credit cards.

Cons of 


  • High fees for brokerage service.
  • Limited coin selection.


1. Does Cex.io provide a wallet?

Yes. Cex.io provides a custodial wallet on their exchange where users may store and stake their digital assets.

2. Is Cex.io suitable for beginners?

Cex.io is a beginner-friendly exchange and allows new users to easily sign-up and purchase crypto assets for the first time.

3. How does Cex.io work?

Cex.io allows traders to purchase crypto assets using their credit card, a SEPA transfer (EU residents), or ACH transfer (US residents). Traders can buy crypto from Cex.io’s trading platform and their brokerage service.

4.‍ Is Cex.io legit?

Cex.io is one of the oldest cryptocurrency exchanges whose business model and operations are considered to be highly secure and trusted. The company regularly performs maintenance and updates to their payment system protocols in order to ensure that only legitimate users are allowed to deposit and withdraw from their accounts.

Deniz Saat
Deniz Saat is an IT services specialist and technical writer.
Jonathan Hamel
CEO and Founder of Académie Bitcoin

Need Bitcoin Support?

Take your learning experience to the next level and speak directly with one of our thought leaders. CoinBeast Connect allows you to ask all of your questions and consult a professional on a variety of topics such as mining, security, compliance, taxes, payments, Lightning and much more. Whether you’re an entrepreneur building a crypto startup, an investor exploring custody options or a member of the energy sector interested in mining bitcoin, we can connect you with the right specialist.

Let's Connect

Sign up for more

Stay curious. Bitcoin education featuring blogs, learning tools and reviews to help you navigate down the rabbit hole.

Other Exchange Reviews

If you’re interested in buying bitcoin, these exchanges are a good place to start.

Read more reviews

Subscribe to Our Newsletter

Stay curious. Bitcoin education featuring blogs, learning tools and reviews to help you navigate through the financial revolution.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.